When you choose to finance your vehicle, you’re working towards ownership. This allows you to have the personal freedom to customize your car how you see fit. Opt for a custom paint job or outfit your truck with a lift kit, as there is nothing to prevent your personalization goals. Buying is a great choice for drivers who see themselves driving the same car for the next few years. On top of customization, drivers that choose to buy their car don’t have to worry about a mileage limit, as they don’t have to abide by a lease agreement. Feel free to drive around Louisville, KY as much as you want as you don’t have to drive under an agreed-upon mileage count. While down payments and monthly car payments might be higher than those costs from a lease, once you pay your last payment, you own the vehicle outright. That means when you decide to sell your vehicle, you get the money back from the car that you invested in! When you choose one of the competitive Ford financing solutions at our Louisville, KY dealership, you’ll be able to make your vehicle your own and retain the value for years to come. Ask our team if one of our financing plans is right for you.
If you crave flexibility, you should consider an auto lease. Normally, lease options require lower monthly payments than an auto loan with a smaller down payment as well! Leases provide a great option for those looking for a short-term commitment, as once you’re done with the lease, you can finance your car, choose another lease option on a newer model, or walk away with no further obligation. If you’re a fan of having the latest and greatest features, leases allow you to drive the newest models every few years without being tied down to one make or one model. They also allow you to drive more expensive trim levels without going over your budget, thanks to the lower payments required. Love the idea of avoiding the resale process? Leases allow you to leave that responsibility up to the dealership. However, leases aren’t for everyone. If you plan on driving over 15,000 miles or you prefer to alter your vehicle with custom paint or performance parts, you will be limited with a lease option. If you break your lease by ending it early, repairing your vehicle outside of factory-approved locations, or altering your vehicle, you can expect to pay hefty fines. Speak to a professional at Oxmoor Ford Lincoln if a Ford lease is right for you.