Bad Credit Financing in Louisville, KY

If you need a new car and are working to rebuild your credit history, the auto financing experts at Oxmoor Ford Lincoln are here to help. Our Louisville, Kentucky auto finance center will get down to business to create a Ford financing solution or auto repair financing plan that you need now. As a local automotive leader, we've built the connections and have the experience to offer bad credit financing plans that can help restore your credit and drive away with the car of your dreams. Apply for financing online, then visit our Louisville, KY Ford dealership to start the conversation.


Call now!
(502) 526-4563

Finance DepartmentView New Inventory

Learn more about your Credit Score at your Louisville, KY Dealership

Credit Rating Factors Negative Impact Positive Impact
Little or No Credit History X
On Time Debt Payments X
Excessive Existing Debt X
Filing for Bankruptcy X
High Amount of Available Credit X
Having a Long-Standing Credit Account (< 8 years) X
Late or Missed Payments X
Foreclosures or Repossessions X

Drive Away in a New Ford Model with Bad Credit Financing from Oxmoor Ford Lincoln
Louisville, KY | Elizabethtown, KY | Jeffersonville, IN

For Louisville, KY, auto loans and low auto loan rates, you can't beat the finance team at Oxmoor Ford Lincoln. Upgrade your commute with a new Ford Fusion, an elegant midsize sedan that's fun to drive, or opt for the Ford Escape, a compact SUV with sporty steering and state-of-the-art tech. A new Ford Explorer rides quiet and has plenty of pickup, while the Ford F-150 tows the toys in style and comfort. All of our Ford models are ready for you to finance. View incentives for deals on the new car of your dreams, or get in touch with our team to get an estimate for your monthly payments.

Credit Score Breakdown
Excellent 750 & Above
Good 700-749
Fair 650-699
Poor 550-649
Bad 550 & Below
*data pulled from

Apply for Auto Financing in Louisville, KY Today

Wherever you currently sit with your credit history, we'll find a way to get you into the Ford truck or Ford SUV of your choice. Contact the auto finance center at Oxmoor Ford Lincoln to learn more about auto loans, low monthly payments, and flexible Louisville, KY, auto financing.

Apply for Financing


Dealership Hours
Mon – Sat 9:00am – 8:00pm
Sun 12:00am – 6:00pm